Plain-English guidance for every stage of getting ready.
Setting up legacy contacts on Apple, Google and Facebook
Your phone holds more of your life than anyone realises. Apple, Google and Facebook each let you name someone who can reach part of it later. Here is how to set up all three.
If your unmarried partner of 10 years dies in the UK, who gets the house?
Ten years together does not make you an heir. If the house is in your partner’s name and there is no will, it passes to their family, not to you. Two charity schemes this autumn make fixing that cheap or free.
Your digital life after you’re gone: a plain 2026 guide
A plain 2026 guide to what happens to your accounts, photos and subscriptions when you die in the UK, the legacy tools that exist and what to record now.
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Get the free household admin checklist
Everything a UK household should have organised, in a Saturday morning. We'll email it to you, plus one short note a month. Leave whenever you like.
Client readiness at life’s turning points: a note for advisers and will writers
For advisers and will writers: clients need to be organised most at life’s turning points, and that is where a readiness service adds real value. A note on Client Readiness.
Moving house this autumn? The admin to update the week you get the keys
Just got the keys? Here is the moving-house admin to sort in the first week, from meter readings and address changes to the will and LPA almost everyone forgets.
Back to routine: a family paperwork catch-up for September
A back-to-routine paperwork catch-up for September: clear the term-time backlog then build a ten-minute monthly habit so family admin never piles up again.
The autumn reset: getting your household admin back in order
After the summer scatter, a calm autumn catch-up on renewals, documents and who could reach what if you could not. A short, practical reset for any UK household.
How to manage all your accounts in one place: the 2026 refresh
A refreshed look at getting every account into one place, including what account aggregation actually reaches and the large chunk of your financial life it never will.
Care home top-up fees: the clause that can catch you out
The council pays its rate, you pay the difference for a preferred home. That is the theory. The contract you sign decides whether the difference is all you ever owe.
NHS-funded Nursing Care: the weekly payment many families miss
A flat NHS contribution towards nursing care that does not depend on your savings. It is not means-tested, plenty of families never see it on the bill and asking for it is free.
Family readiness: the differentiator advisers will compete on
Portfolios look increasingly alike and fees keep converging. The advisers pulling ahead are competing on something harder to copy: whether the client’s whole family is actually ready.
The deferred payment scheme: what the interest really costs
A deferred payment agreement is a loan secured on your home. It is often the right answer. It is never the free answer, and the arithmetic deserves an hour of your attention.